State officials are keen on ways of expanding the number of people who have health insurance--but sometimes you've got to wonder if they're actually looking at what they are proposing.
The key to insurance is that it should pay for unpredictable, expensive care. Yet one program has it all wrong, says Drew Johnson of the Tennessee Center for Policy Research: "Imagine if your car insurance paid for oil changes and new wiper blades, but left you on your own if your car were stolen or totaled in an accident. Unfortunately for enrollees, that’s how CoverTN operates."